Comments for Search Insurance

Comment on is classic car insurance better for a 1984 corvette or regular car insurance? by Baby Girl Due May 2009!

Baby Girl Due May 2009! — Fri, 20 Nov 2009 01:46:16 +0000

I would go with the Classic Car Insurance because other wise you might not get as much as you want for your car if it is ever totaled or stolen. I know some classic car insurance is stated amount & regular insurance is ACV (Actual Cash Value)

Comment on is classic car insurance better for a 1984 corvette or regular car insurance? by Romantic rocker

Romantic rocker — Thu, 19 Nov 2009 22:26:27 +0000

I think classic car insurance is more limited then regular car insurance. But I’m pretty sure that it is a lot cheaper too, so you should definitely contact some insurance places and see if their plans would suite you. Hagerty seems to be one of the most popular collector car insurance companies. I just went to the Hagerty website and it gave me a quote of $236/year for a 1984 Corvette. But I said that I live in MN and am 46 years old, so it might be different for you. I’d check them out for sure because it says you can go on ‘occasional’ leisure drives too.

Comment on is classic car insurance better for a 1984 corvette or regular car insurance? by tinsink5

tinsink5 — Thu, 19 Nov 2009 02:33:55 +0000

I was thanking the same thing

Comment on is classic car insurance better for a 1984 corvette or regular car insurance? by SkyPilot

SkyPilot — Tue, 17 Nov 2009 15:22:30 +0000

As the Corvette of 1984 is not a real classic or collectible special insurance isn’t necessary.

Comment on What’s the best website offering all the information I need to know about Auto Insurance? by shogun

shogun — Sun, 15 Nov 2009 01:06:56 +0000

Use and you will find all the info you need about car insurance.

Comment on What’s the best website offering all the information I need to know about Auto Insurance? by MSAD

MSAD — Fri, 13 Nov 2009 06:08:35 +0000

If you have questions on state law - you need the law guide for am best. But you are not going to enjoy reading that and it’s not really anything you have to deal with.

If it has to do with claims - get to know the adjusters working for your company. When you get a friendly one that sounds like they have been around a while - start asking questions. I am more than happy to explain things to the agents. If they understand why I do what I do- it makes our working relationship better. Agents have been a huge asset to me and really helped me move a claim along. An agent that does not take the time to get to know the adjuster or the claims process -tends to give well meaning but very wrong advice to the policyholder. This just makes the claim process much harder than it has to be.

Most of the agents I have worked with over the years are great and really try to help claims out. But every now and then - I get an agent that thinks that the claims dept is the enemy and only out to cheat the customer. They think that making themselves the good guy and the claims dept the bad guy - is good customer service. This is the wrong attitude.

A seasoned adjuster can be a great source of information for you. You may not always agree with how claims does things or why they do it the way they do - but if you take the time to learn the process and understand it - you and the adjuster can work together to help the policy holder through a difficult time.

Comment on What’s the best website offering all the information I need to know about Auto Insurance? by mbrcatz17

mbrcatz17 — Tue, 10 Nov 2009 17:40:03 +0000

Start at your state insurance department website - the consumer section on “about auto insurance”. It’s written for the consumer, but it’s the best thing for free on the web, unless you want to take a class through an online insurance school.

**Oh, and the BEST thing to do, is to read the policy forms! Nothing is more plain than that . . .and an employer shouldn’t mind you reading the policy form!**

Comment on What’s the cheapest or the average cost of car insurance? by oklatom

oklatom — Tue, 20 Oct 2009 11:53:50 +0000

Under 18 and a sports car, it’s going to be high. How high? I have no idea since that depends on a variety of factors I don’t know about, including your grades and ZIP code. Your best bet is to get an independent agent, give him your information and get some quotes.

Also, be aware that bringing a car into CA is going to be bothersome, and you will have to bring it up to CA standards to get it registered there.

Comment on What’s the cheapest or the average cost of car insurance? by cowboy in scrubs

cowboy in scrubs — Sun, 18 Oct 2009 09:34:34 +0000

Just went through this with my daughter.

We tried

Geico
Safe Auto
esurance.com

Geico blew them all away by far. She pays $84 / month for a 1990 Honda Civic , in Arizona.

Comment on What’s the cheapest or the average cost of car insurance? by Gene L

Gene L — Sat, 17 Oct 2009 01:57:11 +0000

Listen kid, you’re not even 16 yet….can hardly reach the pedals…what insurance company is going to give you “cheap” auto insurance?

Before you can earn the benefits of “cheap” auto insurance you need to “pay your dues” by showing, through experience, that you are a responsible driver and are worth the risk.

However, the first poster is correct in one regard, and that is pointing you to Progressive. I just switched from Farmers Insurance to Progressive and am saving about $300 per year so, compare their prices to other Insurance Company’s before deciding.

Go here for an online quote and see what might be available for you….

A word of caution….whatever your insurance rates will be to begin with, as soon as you (God forbid) have an accident or get some tickets, the rates will go up DRAMATICALLY….
so, be a good driver…it’ll save you lots of money.