What’s the cheapest or the average cost of car insurance?
October 13th, 2009 | by admin |Kay asked:
Im turning 16 this coming november and im gonna use my sister’s car; but its a 2 door car, which is considered a sports car and Im under 18. And everyone is telling me that the insurance is gonna be really expensive. Does anyone know what the cheaptest cost or car insurance is gonna be or atleast the averge cost.
And do you pay monthly?
I only have to pay 2000 for the car to come from texas to california but thats not what my mom is worried about. its the car insurance; so please help me. Thanks.
SHENITA
4 Responses to “What’s the cheapest or the average cost of car insurance?”
By Knighthawk on Oct 14, 2009 | Reply
Easiest way to find out is just get some quotes. I suggest going to Progressive.com and compare them. I doubt your insurance will be too expensive unless you get full coverage. Getting the state requirements and liability insurance will be your best bet.
Also make sure you dont get any traffic violations or wrecks and if you do make sure you get a lawyer because those things are what really jacks up your insurance.
You may also be eligible for certain discounts if you are a student and have taken a driving education class.
Last but not least when you do pick an insurance company be sure you stay with them. Because the longer you work with a certain company the more they will work with you on lower rates in the future.
By Gene L on Oct 16, 2009 | Reply
Listen kid, you’re not even 16 yet….can hardly reach the pedals…what insurance company is going to give you “cheap” auto insurance?
Before you can earn the benefits of “cheap” auto insurance you need to “pay your dues” by showing, through experience, that you are a responsible driver and are worth the risk.
However, the first poster is correct in one regard, and that is pointing you to Progressive. I just switched from Farmers Insurance to Progressive and am saving about $300 per year so, compare their prices to other Insurance Company’s before deciding.
Go here for an online quote and see what might be available for you….
A word of caution….whatever your insurance rates will be to begin with, as soon as you (God forbid) have an accident or get some tickets, the rates will go up DRAMATICALLY….
so, be a good driver…it’ll save you lots of money.
By cowboy in scrubs on Oct 18, 2009 | Reply
Just went through this with my daughter.
We tried
Geico
Safe Auto
esurance.com
Geico blew them all away by far. She pays $84 / month for a 1990 Honda Civic , in Arizona.
By oklatom on Oct 20, 2009 | Reply
Under 18 and a sports car, it’s going to be high. How high? I have no idea since that depends on a variety of factors I don’t know about, including your grades and ZIP code. Your best bet is to get an independent agent, give him your information and get some quotes.
Also, be aware that bringing a car into CA is going to be bothersome, and you will have to bring it up to CA standards to get it registered there.